| Type | Interest Rate (Declared) | |
| Term Loan to Large industries & Enterprises | ||
| a) RMG | 11.50% | |
| b) Others | 12.00% | |
| Working Capital to Large industries & Enterprises | ||
| a) RMG | 11.00% | |
| b) Others | 11.50% | |
| Lease Finance to Industries | 11.50% | |
| Trade Finance for Rice, Wheat, Edible Oil, Pulse, Peas, Onion, Dates & Sugar | 11.50% | |
| Other Trade Finance Large Enterprises | 11.50% | |
| Export Credit | 11.00% | |
| Other Commercial Lending Large Enterprises | 11.00% | |
| Housing- Commercial Large Enterprises | 12.00% | |
|
Short Term Credit to Corporate |
10.00% | |
| Other Medium & Long Term Loan to Corporate | 11.50% | |
| Terms Loans to Non-Banking Financial Institution | 11.00% | |
| Secured Overdraft: | ||
| a) Fully cash covered- FDR/Scheme issued by Bank Asia Ltd. | Instrument Rate + 3% Maximum (Below 3% spread needs corporate office approval) |
|
| b) Fully cash covered- FDR/Scheme issued by other bank/NBFIs | 13.50% | |
| c) Fully cash covered - against Wage Earner's Bond | 13.50% | |
| Consumer Credit: | ||
| a) Unsecured Personal Loan | 11.00% | |
| b) Consumer Durable Loan | 11.00% | |
| c) Auto Loan | 10.00% | |
| d) Home Loan | 9.99% | |
| e) Loan to Professional | 11.00% | |
| f) Senior Citizen Support | 11.00% | |
| g) Loan for Landlords | 11.00% | |
| h) Secured Personal Loan against Govt. Treasury Bond | 11.00% | |
| i) Two Wheeler Loan | 13.50 % | |
| Travel Loan - Chuti | 11.00% | |
| Type | Interest Rate | |
| - | - | |
| Agricultural and Rural Credit | 11.00% | |
| CMSME- PPG | ||
| a) Shubidha- unsecured trading (Term Loan) | 13.00% | |
| b) Sristi - unsecured Manufacturing (Term Loan) | 13.00% | |
| c) Shofol- unsecured service (Term Loan) | 13.00% | |
| d) Shondhi- Secured Trading ( Term Loan) | 12.00% | |
| e) Shombridhi- Secured Manufacturing(Term Loan) | 12.00% | |
| f) Sheba Secured Service (Term Loan) | 12.00% | |
| g) Shamadhan- Overdraft | ||
| i) Trading, Manufacturing & Service | 12.00% | |
| ii) Women Entrepreneurs | 12.00% | |
| h) Utshob-Seasonal | 13.00% | |
| i) Subarno- Women Entrepreneurs (Term Loan) | 5.00% (Fixed) | |
| j) Bahon- Commercial Vehicle Finance | 12.00% | |
| k) Shopner Khamar (unsecured Term & Demand Loan) | 13.00% | |
| l) Uttaran (secured/unsecured Term & Demand Loan) | 12.50% | |
| m) Shombhabona (Unsecured Term Loan) | 13.00% | |
| CMSME -NON PPG | ||
| a) OD | 12.00% | |
| b) LTR/Demand Loan | 12.00% | |
| c) Term Loan | ||
|
i) RMG |
11.00% | |
|
ii) Others |
12.00% | |
| d) Working Capital | ||
|
i) RMG |
11.00% | |
|
ii) Others |
12.00% | |
| e) Lease Finance | 12.00% | |
| f) Other Trade Finance | 12.00% | |
| g) Other Commercial Lending | 12.00% | |
| h) Housing- Commercial | 12.00% | |
| Sl. | Deposit Types & Amount | Interest Rate | ||
| SAVINGS ACCOUNT | ||||
| 1 | Avg. Balance below Tk. 1 Cr | 2.00% | ||
| 2 | Avg. Balance Tk. 1 Cr and above | 3.00% | ||
| STAR SAVINGS ACCOUNT | ||||
| 1 | Avg. balance below Tk. 1 Lac | 0.00% | ||
| 2 | Avg. balance Tk. 1 Lac but below Tk. 5 Lac | 3.00% | ||
| 3 | Avg. balance Tk. 5 Lac but below Tk. 25 Lac | 3.50% | ||
| 4 | Avg. balance Tk. 25 Lac but below Tk. 50 Lac | 3.75% | ||
| 5 | Avg. balance Tk. 50 Lac but below Tk. 1 Cr | 3.75% | ||
| 6 | Avg. balance Tk. 1 Cr but below Tk. 2 Cr | 4.00% | ||
| 7 | Avg. balance Tk. 2 Cr but below Tk. 5 Cr | 4.50% | ||
| 8 | Avg. balance Tk. 5 Cr but below Tk. 10 Cr | 5.00% | ||
| 9 | Avg. balance Tk. Tk. 10 Cr and above | 6.00% | ||
| SPECIAL NOTICE DEPOSIT (SND) | ||||
| 1 | Avg. balance below Tk. 1 Cr | 1.00% | ||
| 2 | Avg. balance Tk. 1 Cr but below Tk. 25 Cr | 3.00% | ||
| 3 | Avg. balance Tk. 25 Cr but below Tk. 50 Cr | 4.00% | ||
| 4 | Avg. balance Tk. 50 Cr but below Tk. 100 Cr | 5.00% | ||
| 5 | Avg. balance Tk. 100 Cr and above | 5.50% | ||
| FIXED DEPOSIT RECEIPT (FDR) | ||||
| 1 | 1 month tenure (below Tk. 01 Cr) | 3.00% | ||
| 2 | 1 month tenure (Tk. 01 Cr & above) | 4.00% | ||
| 3 | 2 month tenure (below Tk. 01 Cr) | 4.00% | ||
| 4 | 2 month tenure (Tk. 01 Cr & above) | 5.00% | ||
| 5 | 3 month tenure (below Tk. 01 Cr) | 7.00% | ||
| 6 | 3 month tenure (Tk. 01 Cr & above) | 7.50% | ||
| 7 | 6 month tenure (below Tk. 01 Cr) | 7.00% | ||
| 8 | 6 month tenure (Tk. 01 Cr & above) | 7.50% | ||
| 9 | 1 year tenure (below Tk. 01 Cr) | 7.50% | ||
| 10 | 1 year tenure (Tk. 01 Cr & above) | 7.75% | ||
| 11 | 2 year tenure (below Tk. 01 Cr) | 7.50% | ||
| 12 | 2 year tenure (Tk. 01 Cr & above) | 7.75% | ||
| 13 | 3 year tenure (below Tk. 01 Cr) | 7.50% | ||
| 14 | 3 year tenure (Tk. 01 Cr & above) | 7.75% | ||
| SUPER SAVER FDR | ||||
| Minimum Deposit Amount is Tk. 10 Lac for Individual and Tk. 50 Lac for Company | ||||
| 1 | 100 Days (below Tk. 01 Cr) | 7.00% | ||
| 2 | 100 Days (Tk. 01 Cr & above) | 7.50% | ||
| 3 | 200 Days (below Tk. 01 Cr) | 7.00% | ||
| 4 | 200 Days (Tk. 01 Cr & above) | 7.50% | ||
| 5 | 400 Days (below Tk. 01 Cr) | 7.50% | ||
| 6 | 400 Days (Tk. 01 Cr & above) | 7.75% | ||
| CORPORATE ANY PURPOSE FDR | ||||
| 1 | 91 Days (Any Amount) | 6.00% | ||
| 2 | 181 Days (Any Amount) | 6.50% | ||
| 3 | 366 Days (Any Amount) | 6.50% | ||
| CORPORATE/INSTITUTIONAL ACCOUNT | ||||
| 1 | GF-PF-SP & BF Current Account | 6.00% | ||
| 2 | Corporate Signature Account (Any Amount) | 6.00% | ||
| 3 | Corporate Platinum Plus Account (Any Amount) | 7.00% | ||
| 4 | Next Gen Corporate Account | |||
| below Tk. 20 Cr | 6.00% | |||
| Tk. 20 Cr to below Tk. 50 Cr | 6.50% | |||
| Tk. 50 Cr to below Tk. 100 Cr | 7.00% | |||
| Tk. 100 Cr & above | 7.50% | |||
| 5 | Corporate Titanium Account (Any Amount) | 7.50% | ||
| 6 | Corporate Premium Account (Any Amount) | 7.50% | ||
| 7 | Corporate Silver Account (Any Amount) | 6.00% | ||
Board of Directors