Introduction
Bangladesh is a highly populated developing nation, where 80% of the people living in the rural areas engaged in agriculture sector directly or indirectly for their livelihood. But these people can’t engage themselves with development and production activities due to unavailability of capital. To help these people by engaging themselves in production oriented sector some NGO and Govt. organizations are working together. Beside them Bank Asia as a private commercial bank is highly dedicated to establish rural branches to empower the poor people.


Objectives of the Scheme
Our objective is to help people by providing loan facilities to establish fisheries plant, Poultry firm, small and cottage industry, village transport and small engineering workshop as well as to establish computer training center where electricity supply is available. It will help to create employment opportunities for the unemployed young people.

Project area
These lending facilities will be provided through our rural branches in different branch location.

System for providing loan
The program will run in the following way:

• Loans for personal who are promoter or investors.
  
• Loan distribution by making groups of worthless poor people.

Loans for personal who are promoter or investors
Under these system anyone having educational or past experience without any obligation or liability with other organization will be given maximum Tk. 1,00,000 loan. For these purpose he/she need to provide security against the loan facilities.

Loan distribution by making groups of worthless poor people
In primary situation these loan facilities will be provided through established NGO and later on Bank Asia will go for using its own manpower when this program will be expanded.

Tenure for the Loan
Tenure will be minimum 1 year to maximum 3 years depending on the nature of the loan provided.

Repayment procedure
Loan will be repaid depending on the inflows from investment as well as from other source of income as weekly, monthly or quarterly basis.