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Interest Rate
General interest & rates are as Bank Aisa declared with the honorable customer are shown below. We offer different rates and interest on different product. Below you will see some tables that include most significant information.

The table below contains the rate chart of Bank Asia :
Interest Rate on Lending

Type

Mid Rate Maximum Rate
Agriculture

13.00%

13.00%

Term Loan a)(Large & Medium Scale Industries)

13.00%

13.00%

Term Loan b)(Small Scale Industries)
13.00%
14.50%
Working Capital a)(Large & Medium Scale Industries)

13.00%

13.00%

Working Capital b)(Small Scale Industries)
13.50%
15.00%
Export

7.00%

7.00%

Other Commercial Lending

13.00%

13.00%

SMALL & COTTAGE INDUSTRIES a) With Govt. Refinance

12.00%

12.00%

SMALL & COTTAGE INDUSTRIES b) Without Govt. Refinance

13.00%

13.00%

Housing

 

 

Overdraft (OD) against a)FDR Issued by Bank Asia Ltd

13.00%

13.00%

Overdraft (OD) against b)FDR Issued by Other Bank

13.00%

13.00%

Overdraft (OD) against a) MB+, DB+ ,DG+ of Bank Asia Ltd.

13.00%

13.00%

Overdraft (OD) against Similar Instruments issued by other banks.
13.00%
13.00%
Micro Credit a. Micro Credit Scheme

12.00%

12.50%

Micro Credit b. Personal Credit Scheme

16.00%

17.00%

Micro Credit c. Car Own Scheme

16.00%

17.00%

Micro Credit d. Consumer Credit Schemes

16.00%

17.00%

Small Enterprise Loan
14.50%
16.00%
Others

16.00%

17.50%



 

 

Type

Interest Rate
Interest Rate Savings  
For Avg. balance below Tk. 1crore 5.50%
For Avg. balance below Tk. 1crore but below Tk. 25crore 5.50% to 6.00%
For Avg. balance Tk. 25crore and above 5.50% to 8.25%
 

 

Interest Rate on Deposit
FIXED DEPOSITS: 1 Month Tenure

8.00%

FIXED DEPOSITS: 2 Months Tenure

8.00%

FIXED DEPOSITS: 3 Months Tenure

9.50%

FIXED DEPOSITS: 6 Months Tenure

9.50%

FIXED DEPOSITS: 1 Year Tenure

9.50%

FIXED DEPOSITS: Above 1 Year Tenure

8.50%