| Interest Rate on Lending |
|
Type |
Mid Rate |
Maximum Rate |
| Agriculture |
13.00% |
13.00% |
| Term Loan a)(Large & Medium Scale Industries) |
13.00% |
13.00% |
| Term Loan b)(Small Scale Industries) |
13.00% |
14.50% |
| Working Capital a)(Large & Medium Scale Industries) |
13.00% |
13.00% |
| Working Capital b)(Small Scale Industries) |
13.50% |
15.00% |
| Export |
7.00% |
7.00% |
| Other Commercial Lending |
13.00% |
13.00% |
| SMALL & COTTAGE INDUSTRIES a) With Govt. Refinance |
12.00% |
12.00% |
| SMALL & COTTAGE INDUSTRIES b) Without Govt. Refinance |
13.00% |
13.00% |
| Housing |
|
|
| Overdraft (OD) against a)FDR Issued by Bank Asia Ltd |
13.00% |
13.00% |
| Overdraft (OD) against b)FDR Issued by Other Bank |
13.00% |
13.00% |
| Overdraft (OD) against a) MB+, DB+ ,DG+ of Bank Asia Ltd. |
13.00% |
13.00% |
| Overdraft (OD) against Similar Instruments issued by other banks. |
13.00% |
13.00% |
| Micro Credit a. Micro Credit Scheme |
12.00% |
12.50% |
| Micro Credit b. Personal Credit Scheme |
16.00% |
17.00% |
| Micro Credit c. Car Own Scheme |
16.00% |
17.00% |
| Micro Credit d. Consumer Credit Schemes |
16.00% |
17.00% |
| Small Enterprise Loan |
14.50% |
16.00% |
| Others |
16.00% |
17.50% |