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Senior Citizen Support
Senior Citizen Support is a terminating facility offered by Banks Retail Banking Division to the Senior Citizen in the society living in the cities / towns where the Bank has its operations. It is a special loan package to the senior citizen having repayment capacity. It is an unsecured facility.
1. Customer Segment
The senior citizen in the society i.e. retired persons having pension facility or rental/Interest income.
2. Loan Feature
Loan amount Tk. 25,000.00 to Maximum Tk.2,00,000.00
Repayment tenure 1year to Maximum 3 years.
Payment method- Equal Monthly Installments.
Competitive interest rate
No early settlement & partial adjustment fees
No hidden cost.
3. Eligibility
Age limit: Minimum 57 years, Maximum 65 years at loan maturity
Monthly surplus income (after meeting expenses) shall be at least two times of the installment amount.
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