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Personal Finance Scheme
Our Personal Finance Scheme Scheme will facilitate the client to meet up various personal needs like purchase of various goods/appliances for personal/family use only. These items includes Television, Refrigerator, Air Conditioner, Audio-Video Equipments, Washing Machine, Personal Computers, furniture other electronic/ household appliances, motor bike, Jewelry items etc.
Product Information
Size of Investment
Minimum Tk. 50,000/= Maximum Tk. 5,00,000/=
In case of salaried person Ten [10] times of gross salary or Tk. 5,00,000/= which ever is lower
Rate of Rent/Profit/Mark-up
@ 18% (may be reset time to time by the Bank)
Processing Fee
@ 1% of investment amount or Tk. 1,000/= whichever is higher. (may be reset time to time by the Bank)
Tenor
Minimum: 6 months
Maximum: 48 months
Investment to Price Ratio
Financing up to maximum 70% of cost
Age of Client
Minimum: 25 years and maximum 57 years (At the time of maturity of investment).
Minimum Monthly Income of Client
2.5 times of the installment size
About Islamic Banking
Historical Background
Our Mission
Our Objectives
Uniqueness of Our Islamic Banking
Communique
Deposit Products
Principles of collecting Deposit
Al- Wadiah Current Account
Mudaraba Savings Account
Smart Junior Saver
Mudaraba Special Notice Deposit
Mudaraba Term Deposit Accounts
Deposit Schemes
Mudaraba Hajj Savings Scheme
Mudaraba Monthly Profit Paying Deposit
Mudaraba Deposit Pension Scheme
Cash Waqf
Corporate Banking
Corporate Finance
Corporate Privilege Account
Retail Finance
House Finance Scheme
Auto Finance Scheme
Personal Finance Scheme
Scheme for Professionals
Investments Products
Sectors for Investment
Modes of Investment
Financial Reports
Financial Reports on Islamic Banking
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