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Bank Asia Limited

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Mudaraba Term Deposit Accounts (MTDA) of Different Tenure
Salient Features
Minimum Deposit: Tk. 25,000/-
Tenure: 1, 2, 3, 6, 12, 24, 36 months
Quard facility Maximum 80% of (subject to the principal amount reaches minimum Tk. 1,00,000/-)
Present Income sharing Ratio (ISR)- is as follows:
Different Tenure of Mudaraba Term Deposit Accounts (MTDA) Present Income Sharing Ratio (ISR)
Bank Client
MTDA 1 months 25% 75%
MTDA 2 months 20% 80%
MTDA 3 months 15% 85%
MTDA 6 months 15% 85%
MTDA 1 year 14% 86%
MTDA 2 years 15% 85%
MTDA 3 to 5 years 15% 85%
Required Documents to Open Account
For individual:
Photocopy of National ID Card/ Passport/ Chairman Certificate
One copy of passport size recent photograph of account holder duly attested by the introducer.
Photograph and signature of the nominee(s), if any, duly attested by the account holder.
A/C Opening Form duly filled in.
Specimen Signature Card duly signed in presence of the Manager or Authorized Officer.
Any other document required by the Bank from time to time.
Additional documentation and formalities to be observed before opening the account for the following entities:
For Limited Company:
Certified true copy or memorandum and Articles of Association.
Certified true copy of Certificate of Incorporation.
Certified copy of Certificate of Commencement of Business(for public Limited Company)
Copy of the Resolution of the Board of Directors deciding to open account with the Bank Asia Limited and authoring specimen signatories for operation of the Account duly attested by the Chairperson/Managing Director.
Trade License
TIN certificate.
For Partnership Enterprise:
Trade License
TIN certificate.
Certified copy of the constitution of the firm.
Registered partnership deed /duly notarized partnership deed at will (incase of unregistered firm).
Minutes of the Committee meeting deciding to open account with Bank Asia Limited duly certified by the secretary and the chairperson.
Copy of laws and by laws /constitution duly attested by proper authority.
A copy of the resolution of the committee authorizing specific signatories to operate the account.
Certificate of Registration (where applicable).
For Proprietorship Enterprise:
Trade License
TIN Certificate.
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