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Definitions, Terms & Conditions of Rewards program
1. Definitions and Interpretation
In these terms and conditions, unless the contest otherwise requires, “Bank” means Bank Asia in Bangladesh and only refers to the branches of Bank Asia Bank carrying on business in Bangladesh.

“Business Day” means a day other than a govt. holiday or Friday that Bank is open for business in Bangladesh.

“Cardholder” means a customer of the Bank owing a Credit Card.

“Commencement Date” means the date when Bank Asia launched the Rewards Program.

“Condition” means the terms & conditions of the Rewards Program. As amended by the Bank from time to time.

“Credit Card” means a card that is validly issued by the Bank to a Cardholder, in good standing in all respects and is not in payment arrears or otherwise in default in any way, and includes Supplementary card(s) issued at the request of such Cardholder.

“Reward” means a product, gift, service, voucher or entitlement available to a cardholder under Rewards Program, as publish in the catalogue that is current at the date of redemption of points by a cardholder during the same Rewards Program.

“Rewards Catalogue” means the catalogue of Rewards published by the Bank from time to time.

“Rewards Center” means Cards, Consumer Banking, established by Bank in Bangladesh to manage the Rewards program, the contact details of which shall be as published by Bank from time to time.

“Rewards Program” means the benefit program for cardholders operated by the Bank from time to time pursuant to the conditions.

“Tk” or “Taka” means the lawful currency of the Peoples Republic of Bangladesh.

“Treasure Point” means a port accumulated by a cardholder towards participation in the Rewards Program through Credit Card use by that Cardholder. Treasure points calculation is determined by the Bank & can be varied from time to time.

Retail purchase of Tk. 50 is equivalent to 1 Treasure Point” earned.

In this Conditions unless the context otherwise requires.
(a) the singular includes the plural and vice versa.
(b) a reference to a person includes an incorporated or other entity.
(c) reference to clauses are to clauses of these Conditions.
(d) reference to the Conditions, the Catalogue or any document published by the Bank in relation to the rewards Program include that party’s executors, administrators, substitutes, successor & permitted assigns.

In these Conditions, headings are used for convenience of reference only and do not affect interpretation.

The conditions are supplemental t and in no way to the exclusion of the general terms and conditions of issue o Credit Cards. To the extent, if any inconsistency between the Conditions and the general terms and conditions of issue of Credit Cards, the general terms and conditions shall apply to the exclusion of these Coditions.
2. Participation
The Rewards Program is established by the Bank to reward Cardholder s for their loyalty and creditworthiness in the
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