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Eligibility Criteria for Agricultural/ Rural Credit
i) Corporate ii) Individual farmers
Small, marginal and share farmers engaged in above mentioned sectors/ sub-sectors.
Corporate farm or business entities (proprietorship/partnership/limited company) engaged in above mentioned sectors/ sub-sectors.
The client should not be a defaulter of any Bank / NBFI / MFI / NGO.
The potential client should have at least two years of experience in the related field.
Should have permanent residence in Bangladesh or if a business concern, the legal entity must be registered as per concerned rules and regulations of the Bangladesh.
Women entrepreneurs/ farmers engaged in the above mentioned sectors/ sub-sectors will get the priority subject fulfillment of the borrowers criteria.
Must have the license from Micro Credit Regulatory Authority (MRA).
At least 3 (three) years satisfactory experience in Agri./Rural/Micro finance.
The working area of the NGO located near the Branch of Bank Asia shall get the priority.
Must be registered with the relevant authority of the local area where the NGO has operation and/or proposed to have operation.
Minimum loan recovery rate should not be less than 97%.
The loan amount must be distributed to the above mentioned sectors/ sub-sectors.
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